Real estate appraisal services for homeowners in the city of Redmond and Deschutes County
See the top 7 reasons why Oregon homeowners need Arrow Appraisals LLC:
We at Arrow Appraisals LLC understand the individual needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Arrow Appraisals LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value opinion than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in a local area that is declining or is not appreciating as much as other houses nearby. That means you're probably paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Arrow Appraisals LLC is your #1 weapon when contesting your property tax assessment.
Need to remove PMI?An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We are experienced in helping people just like you remove unneeded PMI insurance.
Recently got a freeze to your HELOC?Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Arrow Appraisals LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for accuracy or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Arrow Appraisals LLC can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.